AI-powered personal finance manager

Your money,
finally under control.

Track every rupee, crush debt, hit savings goals, and get real AI coaching — all in one beautiful app. No credit card. No limits.

Bank-level security
AI spending coach
A
P
R
S
M
2,000+ users tracking their finances

Dashboard

May 2026

Live

Balance

₹2,45,800

+₹12,400

Saved this month

₹18,250

+23%

Bills due

3

2 overdue

Monthly spending

Last 12 months

AI Coach

You're on track to save ₹18K this month. Cut dining by 20% to hit your goal! 🎯

Net Worth

₹4,82,500

2,000+

Active Users

And growing every day

100%

Data Security

Encrypted & private

AI

Powered Coach

Groq / Llama 3.1 inside

< 1s

Dashboard Load

Lightning-fast performance

Everything you need

13 powerful features,
one beautiful app.

From daily expense tracking to AI-powered predictions — Wealthio covers your entire financial life.

Core Tracking

Smart Dashboard

Income, expenses, balance & savings rate — updated live.

Transaction Tracking

Log, search, filter by category/date/type, export to CSV.

Multi-Account

Bank, savings, cash, credit & investments in one view.

Recurring Transactions

Set up once — auto-generate and track monthly recurring costs.

Planning & Goals

Budget Manager

Set monthly budgets per category. Alerts at 80% and 100% spend.

Savings Goals

Set a target, contribute regularly, watch the progress bar fill up.

Bill Reminders

Track upcoming bills. Overdue alerts in red so you never miss payment.

Debt Tracker

Track loans and credit cards. Record payments, see payoff progress.

Insights & AI

AI Finance Coach

Ask anything — get personalised advice based on your actual data.

Net Worth

Assets minus liabilities = the number that matters most.

Reports & Predictions

Monthly trends, budget vs actual, and AI spending predictions.

CSV Import / Export

Import your bank statement CSV instantly. Export for your CA.

Dark Mode + PWA

Beautiful dark theme. Install on your phone — works offline.

Simple process

Up and running in 3 steps

No complicated setup. Start seeing insights the same day you sign up.

01

Create your free account

Sign up in under 30 seconds. No credit card required — start tracking immediately.

Step 01
02

Add your transactions

Log manually, import a CSV from your bank, or set up recurring entries. Takes minutes.

Step 02
03

Watch your wealth grow

Set goals, track budgets, get AI coaching, and hit every financial milestone you set.

Step 03
Loved by users

Real people, real results.

See how Wealthio is transforming the way people manage their money.

Wealthio helped me save ₹1.2 lakh in just 6 months. The AI coach spotted patterns in my spending I never noticed. Honestly life-changing!

P

Priya Sharma

Software Engineer, Bangalore

I track both personal and business expenses now. The CSV import saved me hours every month. The debt tracker helped me close two loans early.

R

Rahul Mehta

Small Business Owner, Mumbai

As a student on a tight budget, the budget alerts are a lifesaver. The AI coach actually helped me cut dining expenses by 30% in just two months.

A

Ananya Krishnan

MBA Student, Hyderabad

Simple pricing

Start now. Upgrade when ready.

All 13 features are included in the Starter plan. A Pro plan with advanced capabilities is coming soon.

Currently Active

Starter

₹0/ month

No credit card required to sign up.

Get Started
  • Unlimited transactions
  • Multi-account support
  • Budget manager with alerts
  • Savings goals & tracking
  • Bill reminders
  • Debt tracker
  • Net worth calculator
  • Recurring transactions
  • AI Finance Coach (Llama 3.1)
  • Spending predictions
  • Reports & analytics
  • CSV import & export
  • Dark mode + PWA
Coming Soon

Pro plan is in development. Join the waitlist and get early access.

Pro Plan

Pro

₹299/ month

Everything in Starter, plus advanced features.

  • Everything in Starter
  • Advanced AI weekly reports
  • Investment portfolio tracking
  • Tax report generation
  • Multi-user / family accounts
  • Custom categories & icons
  • Export to PDF & Excel
  • Priority support
  • Custom dashboard layouts
  • Bank sync (auto-import)

Pro pricing is indicative and subject to change before launch.

Meet the creator

Built with ❤️ by

Shantanu Paul

Developer

Shantanu Paul

Full-stack developer passionate about building beautiful, useful products. Wealthio started as a personal project to manage finances better — and grew into something much bigger.

Next.jsMongoDBTailwindCSSDaisyUIAI / GroqTypeScript
No credit card needed · Cancel anytime

Take control of your
financial future today.

Join 2,000+ users who track, plan, and grow their wealth with Wealthio.

No credit card required14+ features includedAI coach powered by GroqCancel anytime